Privacy Policy

Website terms 

By visiting this website, you accept to comply with the terms and conditions of use, which may be modified from time to time without notice by changes to this document. Make sure you read and understand the conditions. Each time you visit the website, you are presumed to have read and accepted the terms and conditions of use. Visiting or continued use of the services offered through this website signify that you accept the terms and conditions of use, including any changes to them. We will post any changes on the website. Please look at all changes and updates. If you do not accept the terms and conditions, please do not use this website. The terms and conditions and your use of this website are governed by the laws of the Province of Québec and all other relevant laws of Canada.

The information or data contained on this website are provided exclusively for information purposes and must not be taken to be comprehensive advice that applies to your financial situation or as specific advice of a financial, legal, accounting, tax or investment nature. Please consult your personal financial advisor with regard to your personal financial position.

The information contained on this website is reputed to be accurate and reliable at the time of publication on the site; however, we cannot guarantee that it will remain accurate, reliable, complete or up-to-date. This information may be modified. We assume no responsibility for any losses incurred due to the use of this website or to the unavailability of this website. Unless noted to the contrary, the information is not verified and is provided “as is.” We make no claims that this website will not experience interruptions or be free of errors, that such flaws will be corrected, that the site or the server that hosts it is free of viruses or other harmful elements.

Availability of products

The products and services provided on this website are: 

· Subject to the terms and conditions of applicable laws; and 

· Provided only in certain provinces and territories of Canada or other jurisdictions where they may be offered lawfully. 

If you choose to use this website outside Canada, you are solely responsible for complying with all relevant local, national and international laws. You may not use, export or re-export any information contained on this website, or copy any parts in violation of all relevant laws and regulations, including the laws and regulations relating to exporting from Canada.

Security

Sections of this website are protected and may not be used except with an identification number and password. You are solely responsible for the security of your identification number and password to ensure that no one uses them without your permission. You are responsible for any fraud or liability arising from the use of your identification number and your password. Applied Research Investment Advisor Inc. (ARIA) is not obliged to confirm the identity or right to use of any person whatsoever who uses your identification number and your password. Please contact us as soon as possible if you discover that your identification number and your password have been stolen or fraudulently used.

Copyright

All information contained on the website of Applied Research Investment Advisor Inc. (ARIA) is protected by applicable copyright laws. It is prohibited to copy, distribute, modify, post or use any text, image, video clip, program code or user interface design or logo. Any unauthorized use or reproduction of these brands and names is strictly prohibited.

Links

Reference on this website to the products or services of third parties does not signify that Applied Research Investment Advisor Inc. (ARIA) endorses or approves such products or services and is provided only for convenience. Applied Research Investment Advisor Inc. (ARIA) neither endorses nor approves links to other websites, third parties, or their products or services, and is not responsible for any incompatibility, inconvenience, contamination by computer viruses or worms, Trojan horses or any other destructive agent originating from these sites. Linking to other sites is at your own risk and Applied Research Investment Advisor Inc. (ARIA) will not be held liable for any damage caused by such links.

Internet e-mail

The confidentiality and security of e-mail transmission via Internet are not guaranteed. E-mail communications are not confidential and may be intercepted, lost or even modified. Applied Research Investment Advisor Inc. (ARIA) is not responsible for harm or damages that you or any other person may undergo by transmitting e-mails containing personal or confidential information via Internet to Applied Research Investment Advisor Inc. (ARIA), or from e-mails that Applied Research Investment Advisor Inc. (ARIA) sends to you at your request.

Use of the website

Applied Research Investment Advisor Inc. (ARIA) is not responsible for any damage (direct, indirect, special, economic, consecutive, exemplary, or punitive) incurred following use or unavailability of this website, its content, or any action or decision taken by you or another person based on the website, its content or any other unauthorized use or reproduction of the website or its contents.

Statement of confidentiality

Applied Research Investment Advisor Inc. (ARIA) is committed to protecting the privacy of its clients. The protection of personal information is essential to the trust of our clients and the integrity of our brand. All of our employees are obliged to maintain confidential all personal information to which they have access. The conduct of each employee of Applied Research Investment Advisor Inc. (ARIA) is governed by Applied Research Investment Advisor Inc. (ARIA)’s Code of Ethics and Confidentiality Policy that set out provisions concerning personal and confidential information. All employees and officers must confirm their adherence to the Code of Ethics and to the Confidentiality Policy upon joining the company and at least once a year at the beginning of the year.

To view the text in full of Applied Research Investment Advisor Inc. (ARIA)’s Confidentiality Policy, please email marketing@arinvgroup.com

General waiver of responsibility

Past results do not guarantee results in the future. The returns shown are overall annual composite historic yields that include changes in the value of the securities and reinvestment of dividends and distributions. Sales commissions, other account charges and tax on income that might have reduced return have not been taken into account.

The information contained in this communication is subject to change without notice and Applied Research Investment Advisor Inc. (ARIA) cannot be held responsible for any inaccuracies in the information provided. The information contained on this website does not constitute specific advice of a financial, legal, accounting, tax or investment nature. Please consult your personal advisor before making any investment decisions.

It is prohibited to download, retransmit, record on any support whatsoever, copy, redistribute, reproduce, or republish it for any purpose.

Web server log files

In order to better understand your needs and improve our website as a result, we collect information such as the number of hits on our site, the pages most frequently accessed and information about access to our secure website. This information comes from Web server log files from which we compile overall statistics in order to improve our site and the services we provide to our clients.

Internet security

Applied Research Investment Advisor Inc. (ARIA) takes precautions to protect client information on our website. In certain sections, Applied Research Investment Advisor Inc. (ARIA) uses SSL (secure sockets layer) encryption protocol to protect data transmission. When you are in a protected zone, the lock icon of Web browsers such as Microsoft Internet Explorer or Netscape Navigator is locked (as opposed to unlocked, or open).

The encryption level available today in Web browsers is 128 bits. Applied Research Investment Advisor Inc. (ARIA) currently accepts 128-bit encryption for our secure website.

Cookies

A cookie is a small file from a Web server transferred to your browser to be consulted on your computer. There are two types of cookies: session cookies and persistent cookies. A session cookie is a small file containing information about the user that disappears when the user’s Web browser is closed. A persistent cookie remains on your computer after you close your browser or shut down your computer. Applied Research Investment Advisor Inc. (ARIA) uses only session cookies to enable you to navigate or request information concerning the accounts on our secure website.

For more information about our cookie policy, please email marketing@arinvgroup.com

Social Media

Applied Research Investment Advisor Inc. (ARIA) and its affiliates is a global investment management organization operating under Applied Research Investment Advisor Inc. (ARIA).

Applied Research Investment Advisor Inc. (ARIA) does not provide investment advisory services, or offer investment funds, in the United States or to U.S. persons. In the U.S., asset management services are provided by the Firm’s affiliates, Investments in securities involve risk, including the potential loss of principal invested. Past performance is no guarantee of future results. 

Information posted on Applied Research Investment Advisor Inc. (ARIA)’s social media sites should not be construed as personalized advice or recommendation of any security or investment strategy by Applied Research Investment Advisor Inc. (ARIA) or any of its affiliates or as an offer to sell or solicitation of an offer to buy any securities. If you are a Applied Research Investment Advisor Inc. (ARIA) client and have questions or concerns that are specific to your account(s), please contact your portfolio manager directly.

You should never post personal, account or transaction information anywhere on any social media site.

Any opinions expressed by Applied Research Investment Advisor Inc. (ARIA) or its employees on its social media accounts are as of the date of publication and are subject to change. Information that Applied Research Investment Advisor Inc. (ARIA) posts on its social media sites is taken from sources that Applied Research Investment Advisor Inc. (ARIA) believes to be reliable but is not guaranteed by Applied Research Investment Advisor Inc. (ARIA) as to accuracy or completeness.  

Applied Research Investment Advisor Inc. (ARIA) social media sites may contain links to articles or other information that are contained on a third-party website. Applied Research Investment Advisor Inc. (ARIA) does not endorse or accept responsibility for the content, or the use, of the website. Applied Research Investment Advisor Inc. (ARIA) assumes no liability for any inaccuracies, errors or omissions in or from any data or other information provided on the pages. Applied Research Investment Advisor Inc. (ARIA) does not review content, advertisements, activities, or any other information posted on sites linked by third parties. Any opinions or statements posted by third parties are their own and may not be representative of the experience of others or indicative of future performance or success.   

Please ensure your activities are appropriate and relevant to the members of this community and contribute positively to the content and conversation herein. Applied Research Investment Advisor Inc. (ARIA) may remove any comments, photos, videos, discussion posts, wall posts and any other visitor or third party posted content that contains confidential information, profanity, illegal material, spam or is otherwise deemed to be inappropriate. Applied Research Investment Advisor Inc. (ARIA) reserves the right to ban from this site any commenters that violate these parameters. 

Please avoid specific mention or discussions about investment advice, products, or specific securities. Visitors to this page must avoid posting positive reviews of their experiences with the adviser or its services as such testimonials are prohibited under applicable law and may not reflect the experience of all Applied Research Investment Advisor Inc. (ARIA) clients.

The entire content of the site, including third party posts, is archived by Applied Research Investment Advisor Inc. (ARIA) to comply with applicable laws and regulations.

Applied Research Investment Advisor Inc. (ARIA) maintains a presence on certain social media sites, currently LinkedIn, but is not affiliated with these sites and has no control over how LinkedIn or other third parties will use the information shared on the site. Please read and understand the privacy policies and terms of service for each social media site you participate in and understand how your information can be displayed and used throughout the site as well as other third-party sites that may be linked to by LinkedIn or other platforms